How to make $600 fast
the best tips
Solutions to find money with or without credit
Whatever the reason, it can happen that a situation engenders a need to earn money quickly. For this, there are several solutions depending on the amount needed but also according to your skills and your availability. In this article, find all our tips for getting money quickly and easily, with or without credit.
How to find money quickly?
Here are several tips for finding the money to meet your budget constraints .
Sell unnecessary items and clothes
In the case of a need for money quickly without making credit , the first solution is to look at what you own in order to be able to sell it. It is human to store many objects that we no longer use. On the occasion of a garage sale , you could sell for example:
your books
your video games for PlayStation, Xbox, Nintendo, GameBoy...
your board games
furniture
toys for toddlers
bicycles, scooters, rollerblades
In summary, you can resell any items that could still be useful to someone else . In addition to the garage sale, you can sell your useless items on the internet, especially on eBay, Facebook Marketplace or Geev.
In addition, you can sell your clothes that you haven't used for a long time . There are several websites to sell your clothes easily and therefore make money on the internet. It is an option to earn money easily without any particular constraints . Here's how to sell them on Vinted in a few steps and make ends meet:
Download the Vinted mobile app, put your product online for free and set a price.
Sell and ship the item. The item must be packed and the packing slip printed within 5 days.
The money is received by the seller once the buyer has received and validated the article.
In addition to Vinted, here are 5 other sites that also allow you to resell your clothes online: La Reboucle, Vide Dressing, Leboncoin, Jaiio and Vestiaire Collective.
Respond to surveys
Responding to paid surveys is an easy way to earn money easily and without credit . Admittedly, this trick will not allow you to earn a lot of easy money, but it is a good start.
Logically, the longer a survey is, the more money it brings in. On average, a survey is paid between $0.50 and $3. You can choose to answer surveys related to your hobbies, your passions or your areas of expertise, for example.
Here are a few of the paid survey sites to make money from home :
Yougov
moolineo
Loonea
mysurvey
My Opinion Matters
Gaddin
Toluna
These survey sites can be a first source of income every month to earn a better living.
Offer small jobs on ad sites
Some skills such as DIY or decorating are in high demand as " odd jobs ". These are small remunerated missions offered by the individual when he does not have time to take care of it. Here are some examples of in-demand odd jobs :
Mow and water lawn/gardening monthly
Shopping
Paint one or more walls
Housework / Personal assistance / Homework
Keeping and walking dogs
DIY
Childcare / Babysitting
Help with moving
Offer tutoring lessons
To find this type of job , you can post an ad describing your skills on a dedicated site, such as:
Leboncoin.fr
Youpijob
topannonces.fr
lesparticuliers.fr
kicherchekoi.com
But how much are these different services paid for? How to make them profitable? To give you an idea, we have listed the average prices for each service, which can be found in the table below.
What credit to have money quickly?
There are several types of credits , more or less quick and easy to obtain.
Mini-credit or personal micro-credit
You can take out a personal microloan if you are one of those excluded from the traditional banking system. Are excluded from the classic system people with low incomes or a professional situation considered "fragile".
The amount granted must be used to carry out a personal project to improve the applicant's situation . In addition, there is a professional microcredit to help create or develop a professional activity and obtain an additional salary thanks to this remunerative activity.
The repayment period of the microcredit can be spread over a maximum of 5 years. The amount borrowed is between 300 dollars and 5000 dollars.
free credit
Free credit is a loan for which the beneficiary does not pay interest. In general, this type of credit is offered at the point of sale, for the purchase of a good or service in instalments. This offer is often referred to as " free instalment payment ".
As the name suggests, you have no interest to pay for this credit. The monthly payments correspond to the price of the product displayed at the point of sale. However, the seller may charge you administration fees if the credit is more than 3 months
.Your credit in 24 hours from $100 to $600
Make your request in 5 minutes flat
The personal loan and the assigned credit
You can also contact an assigned credit . This credit must be used for the purchase of a particular good or service. The constraint of this credit is that you cannot use it for a need other than that provided for in the contract.
On the other hand, with the personal loan (also called unrestricted credit ), you can use the amount granted freely. You can request it from a credit institution or a bank.
For these two credits, the amount can range from 200dollars to 75,000 dollars. In addition, the repayment term must be more than 3 months.
The loan between individuals
Loans between individuals have spread widely with the internet and especially social networks. Loans between individuals are easier to obtain , for the reasons below:
few guarantees to provide and few steps to take,
a non-existent or very low interest rate,
a sum readily available.
This type of loan can be done via:
social networks,
the forums,
crowdfunding platforms,
or directly with friends or family.
Regarding crowdfunding, Fin Frog can help you with its microcredit offer between individuals for amounts ranging from 100 to 600 dollars with repayment in 3, 4 or 6 months.
The response of this urgent financial assistance is given in less than 24 working hours and the funds are received a few hours later in the bank account of the borrower in case of acceptance. Fin Frog is an effective solution in the event of a difficult end of the month .
Who can lend me money fast?
In this case, it all depends on what "quickly" means. Obtaining money from a bank or a credit organisation requires some formalities. Indeed, the organisation must analyse your file to take the least possible risk before granting you the sum requested. This is why you have to wait between 8 and 15 days to obtain the money for a loan .
On the other hand, mini credits of less than 200 dollars can be granted within 24 to 72 hours. The longest money to obtain is that of a mortgage: from 15 days to 2 months.
Another quicker solution is to apply for money from a private lender . Like a loan between individuals, the private lender is not a bank or a broker. It is simply a person having a sum of money saved and who wishes to make it grow by lending it to another person, in the same way as investing in the stock market.
The interest rates charged are generally lower than for bank loans . The private lender still wishes to be remunerated through this loan.
This solution is accessible to all people, without conditions of resources or other steps. People registered with the Banque de France can also call on a private lender.
The advantages of going through a private lender are first of all the ease of the process to have the money at your disposal and the lower cost of credit compared to conventional credit. The private lender does not charge an application fee, which saves you money .
It is possible to find a private lender among his relatives or on certain loan sites between individuals. This solution remains less random than participating in free contests to win prizes.
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